Using a Truck Factoring Company is useful for several reasons. It enables a trucking business to raise cash without obtaining brand-new financial obligation. While debt is in some cases needed, most trucking firms would choose to raise cash without borrowing money. Financial obligation is risky, and when it can't be repaid, assets can be repossessed. If the debt is big enough, it might even force a trucking companies out of business.
Is The Life of a Receivable Worth $1 to You - Choose A Freight�Invoice Factoring Company Instead Of A Traditional Bank Funding
Exactly how to Increase Money Flow Without Loaning -Cash Money flow is among the primary reasons businesses fail.
At one time or another, every business, even successful ones, have experienced poor money flow.
Cash flow does not have to be an issue any ever more. Do not be fooled -- banks are not the only locations you can get financing. Other options are available and you do not have to borrow. What is trucking factoring ? One solution is called truck factoring. Trucking Factoring is the procedure of selling accounts receivable to a financier instead of waiting to gather the money from the
client. Oh, the Irony- Trucking factoring has a paradoxical difference:
It is the monetary
backbone of many of America's most effective companies. Why is this paradoxical ? Because truck factoring is not instructed in business colleges, is seldom mentioned in business plans and is fairly unknown to bulk of most of American business people.
Yet it is a financial process that frees billions of dollars every year, allowing thousands of businesses to grow and prosper. Truck Factoring has been around for countless years. Truck Factoring Businesses are financiers who pay cash for the right to get the future payments on your invoices. An overdue receivable or invoice has value. It is a debt your client has actually agreed pay in the near future. Factoring Principals--Although factoring
deals solely with business-to-business transactions, a large portion of the retail business uses a factoring principal. MasterCard, Visa, and American Express all use a type of factoring in their retail deals. Using the purest definition of the word, these big customer finance companies are truly just big Receivable Loan Funding Businesses of customer paper. Consider it: You make a purchase at Sears and charge
it to your MasterCard. The shop makes money almost instantly, even though you do not make payment up until you are prepared.
For this service, the credit card company charges XYZ Store a fee (typical common normal charges vary from 2 to four percent of the sale). The Advantages Staffing Factoring can provide many benefits to cash-hungry companies. Rather than wait 30, 60, 90 days or longer for payment on a product that has actually already been provided, a business can factor
(sell) its receivables for cash at a small price cut
off the dollar value of
the invoice. Payroll, advertising efforts, and working capital are just a few of the business requirements that can be satisfied with instant cash.
Receivable Funding provides the ways for a manufacturer to replenish stock and make even more products to offer: There is no longer a need to await for earlier sales to be paid. FACTORING is not just a cash management tool for producers: Almost any type business can take advantage of Trucking Factoring. Typically, a business that extends credit
will have 10 to 20 percent
of its annual sales tied up in accounts receivable at any given time. Think for a minute about how much is bound in 60 days' worth of invoices: You can not pay the power bill or today s payroll with a customer s invoice, but you can offer that invoice for the cash to meet those obligations. Using truck factoring companies is a fast and easy process. The factor buys the invoice at a price cut, typically a few percentage
points less than the stated value of the invoice.
Bridgeport is the most populous city in the state of Connecticut. Located in Fairfield County on the Pequonnock River and Long Island Sound, the city had an estimated population of 144,229 at the 2010 United States Census and is the core of the Greater Bridgeport area.Black Rock is a neighborhood in the southwestern section of the city of Bridgeport, Connecticut. It was part of the Town of Fairfield before the State of Connecticut granted the land to Bridgeport. It borders Fairfield and the Ash Creek tidal estuary on the west, the West Side/West End of Bridgeport on the north and east, and Black Rock Harbor and Long Island Sound on the south.The city is part of the Greater New York City Combined Statistical Area. It is the fifth-largest city in New England (behind Boston, Worcester, Providence and Springfield). Bridgeport is the center of the 48th-largest urban area in the United States, just behind Hart (47th). Most of Bridgeport was originally a part of the township of Strat.English colonists began settling along the Pequonnock River after 1639, quickly buying land from the Paugussett tribe or otherwise divesting them of it. The settlement became a center of trade, shipbuilding, and whaling. In the mid-19th century, the village rapidly industrialized, attracting immigrants to the growing number of factory jobs. Industry stayed strong until after World War II. Industrial restructuring and suburbanization caused the loss of many jobs and affluent residents, leaving Bridgeport struggling with problems of poverty. In the 21st century, conversion of office buildings to residential, and other redevelopment is attracting new residents.The circus-promoter and former mayor, P.T. , was a famous resident of the city. Barnum built three houses there, and housed his circus in town during winters. The first Subway restaurant opened in the North End section of the city in 1965. ThePie Company was located here, and Bridgeport is credited as the birthplace of the .According to the City's 2009 Comprehensive Annual Financial Report, the top employers in the city are:
New Haven is the second-largest city in Connecticut (after Bridgeport), with a population of 129,779 people as of the 2010 United States Census. According to a census done by the Census Bureau as of July 1, 2012, the city had a population of 130,741. New Haven is the principal municipality in Greater New Haven, which had a total population of 862,477 in 2010. It is located on New Haven Harbor on the northern shore of the Long Island Sound in New Haven County, which in turn comprises a part of the New York metropolitan area.New Haven was founded in 1638 by English Puritans, and a year later eight streets were laid out in a four-by-four grid, creating what is now commonly known as the ""Nine Square Plan"", now recognized by the Institute of Certified Planners as a National Planning Landmark. The central common block is New Haven Green, a 16-acre (6 ha) square, now a National Historic Landmark and the center of Downtown New Haven.New Haven is the home of Yale University. The university is an integral part of the city's economy, being New Haven's biggest taxpayer and employer. Health care (hospitals and biotechnology), professional services (legal, architectural, marketing, and engineering), financial services, and retail trade also help to form an economic base for the city.The city served as co-capital of Connecticut from 1701 until 1873, when sole governance was transferred to the more centrally located city of Hart. New Haven has since billed itself as the ""Cultural Capital of Connecticut"" for its supply of established theaters, museums, and music venues.New Haven had the first public tree planting program in America, producing a canopy of mature trees (including some large elms) that gave New Haven the nickname ""The Elm City"".New Haven's economy originally was based in manufacturing, but the postwar period brought rapid industrial decline; the entire Northeast was affected, and medium-sized cities with large working-class populations, like New Haven, were hit particularly hard. Simultaneously, the growth and expansion of Yale University further affected the economic shift. Today, over half (56%) of the city's economy is now made up of services, in particular education and health care; Yale is the city's largest employer, followed by Yale � New Haven Hospital. anufacturing, the Knights of Columbus headquarters, Higher One, Alexion Pharmaceuticals, Covidien and United Illuminating. Yale and Yale-New Haven are also among the largest employers in the state, and provide more $100,000+-salaried positions than any other employer in Connecticut.
Hart is the capital of the U.S. state of Connecticut and the historic seat of Hart County until Connecticut disbanded county government in 1960. As of the 2010 Census, Hart's population was 124,775, making it Connecticut's fourth-largest city after the coastal cities of Bridgeport, New Haven, and Stam, and the largest city in Connecticut that is not on the coastline.Nicknamed the ""Insurance Capital of the World"", Hart houses many insurance company headquarters, and insurance remains the region's major industry. Almost 400 years old, Hart is among the oldest cities in the United States. Following the American Civil War, Hart was the wealthiest city in the United States for several decades. In 1868, resident Mark Twain wrote, ""Of all the beautiful towns it has been my fortune to see this is the chief."" Today, Hart is one of the poorest cities in the nation with 3 out of every 10 families living below the poverty line.In 2004, the Hart metropolitan area ranked second nationally in per capita economic activity, behind only San Francisco. Hart is ranked 32nd of 318 metropolitan areas in total economic production and 9th out of 280 metropolitan statistical areas in per capita income. Hart is home to the nation's oldest public art museum, the Wadsworth Atheneum; the oldest public park, Bushnell Park; the oldest continuously published newspaper, The Hart Courant; the second-oldest secondary school, Hart Public; Trinity College, an elite, private liberal arts college, and the Mark Twain House where the author wrote his most famous works and raised his family, among other historically significant attractions.Hart is the historic international center of the insurance industry, with companies such as based in the city, and companies such as National Corporation having major operations in the city. The city is also home to the corporate headquarters of.
Stam is a city in Fairfield County, Connecticut, United States. According to the 2010 census, the population of the city is 122,643. As of July 1, 2013, according to the Census Bureau, the population of Stam had risen to 126,456, making it the third largest city in the state and the seventh largest city in New England. Approximately 30 miles from Manhattan, Stam is in the Bridgeport-Stam-Norwalk Metro area which is a part of the Greater New York metropolitan area.Stam is home to four Fortune 500 Companies, nine Fortune 1000 Companies, and 13 Courant 100 Companies, as well as numerous divisions of large corporations. This gives Stam the largest financial district in New York Metro outside New York City itself and one of the largest concentrations of corporations in the nation.Stam's cluster of corporate headquarters includes a number of Fortune 500, Fortune 1000 and Courant 100 companies.
Waterbury (nicknamed ""The Brass City"") is a city in the U.S. state of Connecticut on the Naugatuck River, 33 miles (45 minutes) southwest of Hart and 77 miles (90 minutes) northeast of New York City. Waterbury is located in New Haven County, Connecticut. As of the 2010 census, Waterbury had a total population of 110,366, making it the 10th largest city in the New York Metropolitan Area, 9th largest city in New England and the 5th largest city in Connecticut.Throughout the first half of the 20th century Waterbury had large industrial interests and was the leading center in the United States for the manufacture of brassware (including castings and finishings), as reflected in the nickname the ""Brass City"" and the city's motto Quid Aere Perennius? (""What Is More Lasting Than Brass?""), which echoes the Latin of Horace's Ode 3.30. It was noted for the manufacture of watches and clocks.The city is located along Interstate 84 (Yankee Expressway) and Route 8 and has a Metro-North railroad station with connections to Grand Central Terminal. Waterbury is also home to Post University and the regional campuses of the University of Connecticut, University of Bridgeport, Western Connecticut State University as well as Naugatuck Valley Community College.Waterbury's economic decline in the 1970s and 1980s resulted in it being ranked as having the worst quality of life of 300 U.S. metropolitan areas by Money Magazine in 1992. Waterbury was rated as one of the ""10 Worst Places to Live in America"" in the 1999 Places Rated Almanac. Waterbury was also rated as one of the ""Worst Places for Businesses and Careers in America"" by Forbes Magazine in April 2008.
Norwalk is a city in Fairfield County, Connecticut, United States. According to the 2010 census, the population of the city is 85,603, making Norwalk sixth in population in Connecticut, and third in Fairfield County. The city is part of the New York metropolitan area.The name ""Norwalk,"" originally spelled ""Norwaukee,"" is of uncertain origin. It may come from an Algonquian word, noyank, meaning ""point of land."" It may be corrupted from ""Naramauke,"" supposedly the name of a Native American chief.The farming of oysters has long been important to Norwalk, which was once nicknamed ""Oyster Town."" Each September, Norwalk holds its Oyster Festival.The economy of Norwalk is spread somewhat evenly across at least 12 different NAICS industry groups according to the United States Census Bureau.
Danbury is a city in northern Fairfield County, Connecticut, United States, approximately 70 miles from New York City. Danbury's population at the 2010 census was 80,893. Danbury is the fourth most-populous city in Fairfield County, and seventh among Connecticut cities. The city is located within the New York metropolitan area.The city was named for the place of origin of many of the early settlers, Danbury, Essex, England, and has been nicknamed Hat City, because of its history in the hat industry, at one point producing almost 25% of America's hats.Danbury is home to a regional hospital as well as Western Connecticut State University.According to the City's 2010 Comprehensive Annual Financial Report, the top employers in the city are:
New Britain is a city in Hart County, Connecticut, United States. It is located approximately 9 miles (14 km) southwest of Hart. According to 2010 Census, the population of the city is 73,206.Among the southernmost of the communities encompassed within the Hart-Springfield Knowledge Corridor metropolitan region, New Britain is home to Central Connecticut State University and Charter Oak State College.The city's official nickname is the ""Hardware City"" because of its history as a manufacturing center and as the headquarters of Stanley Black & Decker. Because of its large Polish population, the city is often playfully referred to as ""New Britski.""According to the City's 2009 Comprehensive Annual Financial Report, the top employers in the city are:
West Hart is a town located in Hart County , Connecticut, United States. The town was incorporated in 1854. Prior to that date, the town was a parish of Hart.The population was 63,268 at the 2010 census. The town is primarily an upmarket inner-ring suburb of Hart. The town has a downtown area called ""West Hart Center"". This area is centered on Farmington Avenue and South/North Main Street. West Hart Center has been the community's hub since the late 17th century. In 2008, Blue Back Square opened as a new addition to the central area.In 2010, Kiplinger's Personal Finance magazine listed West Hart as one of the nation's ""10 Great Cities for Raising Families."" In 2010, Kiplinger's ranked West Hart #9 on its ""10 Best Cities for the Next Decade"" list. In 2010, CNN Money ranked West Hart as the 55th best small city in America. In 2010, the national online magazine Travelandleisure.com cited West Hart as one of 10 ""coolest"" suburbs in the nation. The magazine called the West Hart Reservoir off Farmington Avenue ""West Hart's version of Central Park,"" and it also noted the town's ""vacation-worthy hot spots, with cutting-edge restaurants, great shopping, and plenty of parking.""According to the town's 2010 Comprehensive Annual Financial Report, the top employers in the city are:
Greenwich /'gr?n?t?/ is a town in Fairfield County, Connecticut, United States. As of the 2010 census, the town had a total population of 61,171. As of a census done by the Census Bureau on July 1, 2012, the town had a population of 62,256. It is home to many hedge funds and other financial service companies. Greenwich is the southernmost and westernmost municipality in Connecticut and is 38+ minutes by train (express) from Grand Central Terminal in Manhattan. In July 2005, CNN/Money and Money magazine ranked Greenwich first on its list of the ""100 Best Places to Live in the United States"". Money magazine in 2006 also ranked Greenwich #1 in the ""Biggest Earner"" category. The town is named after Greenwich, a borough of London in the United Kingdom.
Hamden is a town in New Haven County, Connecticut, United States. The town's nickname is ""The Land of the Sleeping Giant."" Hamden is home to Quinnipiac University. The population was 60,960 at the 2010 census. Hamden is a suburb of the city of New Haven.The town of Hamden ranked #53 in the CNN Money list of ""America's best small cities"" in 2012. In 2008, Fortune Magazine and CNN Money picked Hamden as #33 on their ""Best Place to Live and Launch"" list, citing Hamden's great blend of urban and suburban lifestyles. The article also pointed out Hamden's exceptional education system as well as its ""New England Charm"".The main industries in the town are retail trade, computer products, manufacture of wire and cable, concrete, pump mixer products, fabricated metals, construction and business services. Business services account for 49.4% of employment in the town, with retail trade accounting for 22.8%, and manufacturing accounting for 9.6%. The top four major employers are the Town government and school district, Quinnipiac University, Harborside Health Care, and Area Cooperative Education Services (ACES).
Meriden is a city in New Haven County, Connecticut, United States. At the 2010 census, the population of the city was 60,868.
Bristol is a suburban city located in Hart County, Connecticut, United States, 20 miles (32 km) southwest of Hart. As of the 2010 census, the population of the city was 60,477. Bristol is primarily known as the home of ESPN, whose central studios are in the city. Bristol is also home to Lake Compounce, America's oldest still-functioning theme park. Bristol was known as a clock-making city in the 19th century, and is home to the American Clock & Watch Museum. Bristol's nicknames include the ""Bell City"", because of a history manufacturing innovative spring-driven doorbells, and the ""Mum City"", because it was once a leader in chrysanthemum production and still holds an annual Bristol Mum Festival. In 2010, Bristol was ranked 84th on Money Magazine's ""Best Places to Live"". In 2013, Hart Magazine ranked Bristol as Greater Hart's top municipality in the ""Best Bang for the Buck"" category.The companies below are some of the most notable in Bristol. These, in addition to Bristol Hospital, are the largest private employers in the area.
Fairfield is a town located in Fairfield County, Connecticut, United States. It borders the towns of Bridgeport, Trumbull, Easton, Weston and Westport along the Gold Coast of Connecticut. As of the 2010 census, the town had a population of 59,404. In July 2006, Money magazine ranked Fairfield the ninth ""best place to live"" in the United States, and the best place to live in the Northeast.In May 2012, Moody's Investors Service revised the Town of Fairfield's $192 million General Obligation Bond debt from negative to stable. In June 2012, Moody's awarded Fairfield with an AAA bond rating which it maintains to this date.
Manchester is a town in Hart County, Connecticut, United States. As of the 2010 census, the town had a total population of 58,241. The urban center of the town is the Manchester census-designated place, with a population of 30,577 at the 2010 census.
West Haven is a city in New Haven County, Connecticut, United States. At the 2010 census, the population of the city was 55,564.
Mil is a coastal city in southwestern New Haven County, Connecticut, United States, located between Bridgeport and New Haven. The population was 52,759 at the 2010 census. The city contains the incorporated borough of Woodmont and the unincorporated village of Devon.According to the City's 2013 Comprehensive Annual Financial Report, the top employers in the city are:
Strat is a town in Fairfield County, Connecticut, United States, located on Long Island Sound at the mouth of the Housatonic River. Strat is in the Bridgeport-Stam-Norwalk Metropolitan Statistical Area. It was founded by Puritans in 1639.The population was 51,384 as of the 2010 census. It has a historical legacy in aviation, the military, and theater. Strat is bordered on the west by Bridgeport, to the north by Trumbull and Shelton, and on the east by Mil (across the Housatonic River).In 1939, one of the world's first successful commercial helicopters was developed in Strat by Igor Sikorsky and flown at his plant. His company, Aircraft Corporation, is still the town's largest employer. Also in 1939, Lycoming produced Wright radial engines here. After World War II, the plant was converted to produce turbines.
East Hart is a town in Hart County, Connecticut, United States. The population was 51,252 at the 2010 census.East Hart is home to the headquarters of Pratt & Whitney, part of the United Technologies conglomerate. The manufacturing plant takes up a significant amount of East Hart's area, and at its peak, it employed tens of thousands of people;  however, currently, it only employs about 7,621. East Hart also contains a bottling plant, located on Main Street. The city is dotted with industrial and suburban office parks, and in the early 2000s, urban planners strategically situated a regional stadium, Rentschler Stadium (construction completed September 2003), and a hunting and camping focused department store, Cabela's, on the then vacant former Pratt & Whitney company airfield, Rentschler Field. 
Middletown is a city located in Middlesex County, Connecticut, along the Connecticut River, in the central part of the state, 16 miles (26 km) south of Hart. In 1650, it was incorporated as a town under its original Indian name, Mattabeseck. It received its present name in 1653. Middletown was included within Hart County upon its creation on May 10, 1666. In 1784, the central settlement was incorporated as a city distinct from the town. Both were included within newly formed Middlesex County in May of 1785. In 1923, the City of Middletown was consolidated with the Town, making the city limits of the city quite extensive.Originally a busy sailing port and then an industrial center, it is now largely residential with its downtown serving as a popular retail, dining, and entertainment district proximal to Wesleyan University. Middletown was the county seat of Middlesex County from its creation in 1785 until the elimination of county government in 1960. As of the 2010 census, the city had a total population of 47,648. Middletown, Connecticut is considered the southernmost city in the Hart-Springfield Knowledge Corridor Metropolitan Region, which features a combined metro population of 1.9 million.
Walling is a town in New Haven County, Connecticut, United States. The population was 45,135 at the 2010 census. The urban center of the town is delineated as the Walling Center census-designated place, with a 2010 population of 18,210. Official tree: Callery Pear Tree.Walling has diversified its commercial and industrial base over the past decade attracting high technology industries as compared to traditional heavy manufacturing. The town has its own electric division and maintains rates well below the state's average. It is the home of a large variety of industries and major corporations spanning the spectrum of the pharmaceutical, health care, service, and high-tech specialty manufacturing industries.But with this concentration of industry Walling holds the distinction of having the second highest concentration in Ct of Title V permitted polluters. This group contains Ct's highest volume polluter, Allnex (The former American Cyanamid, infamous for its pollution and its' attempt to discredit Carson, author of Spring). Much of this industrial development, however, has been outside of the town center, most of it in new suburban industrial parks along Interstate 91. The company, the town's largest employer, has established a research and development campus adjacent to the intersection of Interstate 91 and Route 68, where a special Interchange Zone has been created to allow for high-density development of office buildings, hotels, and high-tech manufacturing facilities. However, Walling's 19th century downtown shopping streets (North and South Main Streets, Center Street, Hall Avenue, Quinnipiac Avenue, and the adjacent parts of Colony Road) have struggled in recent years to retain its historic character. In 2014 Up with Downtown Walling, a grassroots effort by the Democratic Women of Walling, was formed to help promote its revitalization.
Enfield is a town in Hart County, Connecticut, United States. The population was 44,654 at the 2010 census. It is bordered by Longmeadow, Massachusetts and East Longmeadow, Massachusetts to the north, Somers to the east, East Windsor and Ellington to the south, and the Connecticut River (towns of Suffield and Windsor Locks) to the west.Enfield is home to the U.S. headquarters of Danish plastic building toy manufacturer , which was also the town's largest employer. Cards is the town's second-largest employer.
Southington is a town in Hart County, Connecticut, United States. As of the 2010 United States Census, it had a population of 43,069.
Norwich, known as ""The Rose of New England"", is a city in New London County, Connecticut, United States. The population was 40,493 at the 2010 United States Census. Three rivers, the Yantic, the Shetucket, and the Quinebaug, flow into the city and form its harbor, from which the Thames River flows south to Long Island Sound.Norwich was founded in 1659 when settlers from Old Saybrook, Connecticut purchased land from Chief Uncas, leader of the Mohegan Native American tribe. In the 19th century, Norwich came to be known as a manufacturing city because of its many large mills.
Groton /'gr?t?n/ is a town located on the Thames River in New London County, Connecticut, United States. The population was 40,115 at the 2010 census.Groton is the home of the Electric Boat Corporation, which is the major contractor for submarine work for the United States Navy. The Naval Submarine Base New London is located in Groton, and the pharmaceutical company Pfizer is also a major employer. The Avery Point section of Groton is home to a regional campus of the University of Connecticut.There are two major companies in GrotonElectric Boat and zer. The Boat plant on the eastern shore of the Thames River employs 10,500 people in the community. Pfizer is one of the world's largest pharmaceutical companies, and the company maintains a 137-acre (0.55 km2) research and development facility in Groton.
Shelton is a city in Fairfield County, Connecticut, United States. The population was 39,559 at the 2010 census.
Torrington is the largest city in Litchfield County, Connecticut and the Litchfield Hills region. It is also the core city of the largest micropolitan area in the United States. The city population was 36,383 according to the 2010 census.Torrington is a former mill town, as are most other towns along the Naugatuck River Valley. It is currently competing with the neighboring city of Winsted to re-create a pleasant Main Street environment. Downtown Torrington is home to the Nutmeg Conservatory for the Arts, which trains ballet dancers and whose Company performs in the Warner Theatre, a 1,700 seat auditorium built in 1931 as a cinema by the Warner Brothers film studio. Downtown Torrington also hosts the largest Lodge of Elks in New England. Elks Lodge #372 supports many community activities and events.Torrington has two radio stations, , operated by the non-profit Community Radio Foundation, and WSNG 610 AM, owned by Broadcasting.There is a University of Connecticut regional campus in Torrington. The 100 acre campus is located in a quiet rural setting on the western outskirts of the city, and consists of the M. Adela Eads Classroom Building and the Litchfield County Cooperative Extension Service Building.Torrington has two daily newspapers. The ""Republican-American,"" which circulates a Litchfield County edition and has a bureau on Franklin Street, andThe Register Citizen, a Journal Register Company publication that serves Torrington and Winsted, in addition to most of the Northwest Corner. Charlotte Hunger Hospital has also developed into an important health care resource for the area. In 2008, Torrington was named by Bizjournals as the number one ""Dreamtown"" (micropolitan statistical area) out of ten in the United States to live in.
Trumbull is a town in Fairfield County, Connecticut bordered by the towns of Monroe, Shelton, Strat, Bridgeport, Fairfield and Easton along Connecticut's Gold Coast. The population was 36,018 according to the 2010 census.Family Circle magazine selected Trumbull as the 7th ""Best Town for Families"" in the US, and U.S. News & World Report magazine ranked Trumbull as one of the top 15 ""Best Places to Retire"" in Connecticut. Money magazine ranked Trumbull #68 in their 100 best places to live rankings of U.S. cities in 2007 and #77 in 2009. In 2013, Trumbull was ranked the top ""booming suburb"" in Connecticut by Banker.
Glastonbury is a town in Hart County, Connecticut, United States, founded in 1693. The popu"
dsor was 29,044 at the 2010 census.Poquonock is a northern area of Windsor that has its own zip code (06064) for post-office box purposes. Other unincorporated areas in Windsor include Rainbow and Hayden Station in the north, and Wilson and Deerfield in the south.The Day Hill Road area is known as Windsor's Corporate Area, although other centers of business include New England Tradeport, Kennedy Industry Park and Kennedy Business Park, all near Bradley International Airport and the Addison Road Industrial Park.According to Windsor's 2011 Comprehensive Annual Financial Report, the top employers in the city are:
New Mil is a town in southern Litchfield County, Connecticut, United States 14 miles (23 km) north of Danbury, on the Housatonic River. It is the largest town in the state in terms of land area at nearly 62 square miles (161 km2). The population was 28,671 according to the Census Bureau's 2006 estimates. The town center is also listed as a census-designated place (CDP).It is located roughly 55 miles from Hart, 75 miles from Springfield, 100 miles from Albany and 85 from NYC.New Mil is home to the Canterbury School, a well-known Roman Catholic boarding school. The school's Chapel of Our Lady features the Jose M. Ferrer Memorial Carillon. The house that inspired the 1946 novel and 1948 film, Mr. Blandings Builds His Dream House, still stands in the Merryall section of town.
Bran is a shoreline town located on Long Island Sound in New Haven County, Connecticut, 8 miles (13 km) east of New Haven. The population was 28,026 at the 2010 census.Now that Iron Fittings has been largely demolished and the site turned into housing, Bran is known for high-technology and pharmaceutical companies such as Life Sciences and Therapeutics, an innovative new pharmaceutical company focused on the development and commercialization of differentiated therapeutic solutions for physicians and providers to advance patient care in infectious disease and acute illnesses. Also with offices and manufacturing space in Bran is Polyfilm, Inc., which specializes in the manufacture of polyurethane film for a number of industries including industrial and high performance fabrics and medical products to name a few. It is also home to Arms, which produces small-caliber rifles and parts, and East Pipeline Co., which seeks to build a controversial natural gas pipeline from North Haven to Yaphank, New York, on Long Island.
New London is a seaport city and a port of entry on the northeast coast of the United States. It is located at the mouth of the Thames River in New London County, southeastern Connecticut. New London is located about 107 miles (172 km) from Boston, Massachusetts, 56 miles (90 km) from Providence, Rhode Island, 85 miles (137 km) from New Bed, Massachusetts, and about 128 miles (206 km) from New York City.For several decades beginning in the early 19th century, New London was the world's third busiest whaling port after New Bed, Massachusetts, and Nantucket. The wealth that whaling brought into the city furnished the capital to fund much of the city's present architecture. New London subsequently became home to other shipping and manufacturing industries, but has gradually lost its commercial and industrial heart. The city is home to Connecticut College, Mitchell College, the United States Coast Guard Academy, and The Williams School. The Coast Guard Station New London and New London Harbor is home port to the U.S. Coast Guard Cutter Chinook and the Coast Guard's tall ship Eagle.New London had a population of 27,620 at the 2010 census. The Norwich-New London metropolitan area (NECTA) includes twenty-one towns and 274,055 people.
Newtown is a town in Fairfield County, Connecticut, United States. It is part of the greater Danbury metropolitan area as well as the New York metropolitan area. Newtown was founded in 1705 and later incorporated in 1711. As of the 2010 census, its population was 27,560.Of the residents of Newtown, many commute to jobs in Manhattan, Hart, and Stam. One portion of Newtown has many white collar workers who are employed at and other companies; and doctors.
Wethersfield is a town in Hart County, Connecticut, USA, immediately south of Hart along the Connecticut River and Interstate 91. Many records from colonial times spell the name ""Weathersfield"", while Native Americans called it ""Pyquag"". The town's motto is ""Ye Most Auncient Towne in Connecticut"", and its population was 26,668 in the 2010 census. The neighborhood known as Old Wethersfield is the state's largest historic district, spanning two square miles and 1,100 buildings, dating back to the 17th, 18th and 19th centuries.
Mansfield is a town in Tolland County, Connecticut, United States. The population was 26,543 at the 2010 census.Mansfield was incorporated in October 1702 from the Town of Windham, in Hart County. When Windham County was formed on 12 May 1726, Mansfield then became part of that county. A century later, at a town meeting on 3 April 1826, selectmen voted to ask the General Assembly to annex Mansfield to Tolland County. That occurred the following year.The town of Mansfield contains the community of Storrs, which is home to the main campus of the University of Connecticut and the associated Connecticut Repertory Theatre.
Westport is a coastal town of colonial origin located along Long Island Sound in Fairfield County, Connecticut, 47 miles (76 km) northeast of New York City in the United States. The town had a population of 26,391 according to the 2010 U.S. Census and in 2008 ranked the tenth wealthiest town in the U.S. with populations between 20,000 and 65,000, and second in the state.There are three periods in Westport's economic and industrial history. First was farming, then industry and manufacturing, and finally services: financial, professional, scientific, and technical.
South Windsor is a town in Hart County, Connecticut, United States. The population was 25,709 at the 2010 census.
Farmington is a town located in Hart County in the Farmington Valley area of central Connecticut in the United States. The population was 25,340 at the 2010 census. As an affluent suburb of Hart, it is home to the world headquarters of several large corporations.
Windham is a town in Windham County, Connecticut, United States. It contains the village of Willimantic as well as the villages of Windham Center, North Windham, and South Windham. Willimantic, an incorporated city since 1893, was consolidated with the town in 1983. The population was 23,733 in 2009 and 22,857 at the 2000 census.
Ridgefield is a town in Fairfield County, Connecticut, United States. Situated in the foothills of the Berkshire Mountains, the 300-year-old community had a population of 24,638 at the 2010 census. The town center, which was formerly a borough, is defined by the U.S. Census Bureau as a census-designated place.
North Haven is a town in New Haven County, Connecticut on the outskirts of New Haven, Connecticut. As of the 2010 census, it had a population of 24,093.North Haven is less than 10 miles (16 km) from downtown New Haven and Yale University. It is near Sleeping Giant State Park and is home of the Quinnipiac University School of Health Sciences, the School of Nursing, School of Education, and School of Medicine. North Haven has easy access to Interstate 91 and the Wilbur Cross Parkway (Route 15).In July 2007, Money magazine ranked North Haven as the eighty-sixth ""best place to live"" in the United States.North Haven has a growing commercial, retailing and manufacturing base which employs approximately 12,640 people. There are more than 75 manufacturing and commercial firms in North Haven, 40 of which are assessed at over $1,000,000 . North Haven has five industrial parks containing 490 acres (2.0 km2), and hosts such corporate tenants as Firearms. In 2013, Sustainable Building Systems, an international construction and tech firm, will consolidate its headquarters in North Haven, creating over 400 jobs. North Haven is a division headquarters for surgical device-maker . The town is the regional headquarters to the insurance organization Shield.
Simsbury is a suburban town in Hart County, Connecticut, United States. The population was 23,511 at the 2010 census. The town was incorporated as Connecticut's twenty-first town in May 1670. Simsbury was named the 4th best town in Connecticut on Connecticut Magazines list of top places to live 2013.According to Simsbury's 2011 Comprehensive Annual Financial Report, the top employers in the city are:
Watertown is a town in Litchfield County, Connecticut, United States. The population was 22,514 at the 2010 census. The zip code for Watertown is 06795. It is a suburb of Waterbury. It borders the towns of Woodbury, Middlebury, Litchfield, Plymouth, Bethlehem, and Thomaston.
Guil is a town in New Haven County, Connecticut, United States, that borders Madison, Bran, North Bran and Durham, and is situated on I-95 and the coast. The population was 22,375 at the 2010 census. It was named one of the top 100 places to live in the United States by Money magazine in 2005.First settled in 1639 after being purchased from Native American leader Wequash, Guil is considered by some to have the third largest collection of historic homes in New England, with important buildings from the 17th, 18th, and 19th centuries. There are five historic house museums, including Dudley Farm and the Henry Whitfield House (1639), the oldest dwelling house in Connecticut and the oldest stone house in North America. The Comfort Starr House (1645�46) is one of the oldest wooden framed private dwellings in Connecticut, and one of the few houses remaining of the original signers who settled Guil.American Cruise Lines has its headquarters in Guil.
Connecticut Darien is a town in Fairfield County, Connecticut, United States. A relatively small community on Connecticut's ""Gold Coast"", the population was 20,732 at the 2010 census. Darien was listed at #9 on CNN Money's list of ""top-earning towns"" in the United States as of 2011.Situated between the cities of Norwalk and Stam, the town is a bedroom community with relatively few office buildings. Most workers commute to the adjacent cities, and many also work in Manhattan. Two Metro-North railroad stations � Noroton Heights and Darien � link the town to Grand Central Terminal and the rest of the New Haven Line. For recreation, the town includes four small parks, two public beaches on Long Island Sound, four country clubs, a hunt club, and two yacht clubs.The town name is pronounced /d??ri'�n/ (like ""Dairy-Ann""), with stress on the last syllable, and has been referred to as such at least as far back as 1913. Residents say this is still the proper pronunciation, which in the local dialect is more precisely [d???i'??n]. ""You can always tell when someone is not from here, because they do pronounce it the way it's spelled,"" Louise Berry, director of the town library, said in a 2006 interview.JetBlue Airways has finance and scheduling operations at 19 Old Kings Highway South in Darien. By mid-2012 JetBlue will combine the Darien and Forest Hills, Queens, New York City headquarters into its headquarters in Long Island City, Queens.
Bloomfield is a town in Hart County, Connecticut, United States. The population was 20,486 at the 2010 census.According to Bloomfield's 2011 Comprehensive Annual Financial Report, the top employers in the city are:
Southbury is a town in western New Haven County, Connecticut, USA. Southbury is north of Ox and Newtown, and east of Brookfield. Its population was 19,904 at the 2010 census.Southbury comprises rural country areas, suburban neighborhoods, and historic districts. It is a short distance from major business and commercial centers, and is within 80 miles (130 km) of New York City and 40 miles (64 km) of Hart; the latter the capital of Connecticut.Southbury is the only community in the country with the name ""Southbury"", which is why the town seal reads Unica Unaque, meaning ""The One and Only.""
Berlin (/'b?rl?n/ BUR-lin) is a town in Hart County, Connecticut, United States. The population was 19,866 at the 2010 census. It was incorporated in 1785. The geographic center of Connecticut is located in the town. Berlin is residential and industrial, and is served by the Amtrak station of the same name. Berlin also has two hamlets: Kensington and East Berlin.According to Berlin's 2011 Comprehensive Annual Financial Report, the top employers in the city are:
New Canaan /nu? 'ke?n?n/ is a town in Fairfield County, Connecticut, United States, 8 miles (13 km) northeast of Stam. The population was 19,738 according to the 2010 census.New Canaan has two Metro-North railroad stations: the New Canaan station and the Talmadge Hill station, both on the New Canaan Branch of the New Haven Line. Travel time to Grand Central Terminal in Manhattan is approximately one hour.
Rocky Hill is a town in Hart County, Connecticut, United States. The population was 19,709 at the 2010 census. Rocky Hill was part of Wethersfield, the neighboring town to the north, until it was independently incorporated in 1843.Rocky Hill is a typical bedroom community as many residents commute to work in the larger urban centers of Hart to the north and New Haven to the south.In 2003, Rocky Hill was voted the #1 Sportstown in Connecticut by Sports Illustrated for demonstrating high quality involvement in facilitating and enhancing community sports.In 2007, Rocky Hill was named #35 in Money magazine's ""Best Places to Live Top 100"", citing easy commuting to Hart, local job availability, strong schools, and a central location between New York City and Boston.Rocky Hill is the home of one of the largest dinosaur track sites in North America, Dinosaur State Park. Rocky Hill also was once the headquarters of Ames Department Stores, which ceased business operations in 2002.Historical
Montville is a Town in New London County, Connecticut, United States. The population was 19,571 at the 2010 census.The villages of Chesterfield, Mohegan, Oakdale, and Uncasville are located within the Town; the latter two have their own ZIP codes. Residents of the Town often identify with these villages more than the Town of Montville as a whole. The center of Oakdale is very small, consisting of only a few private residences and the post office. The Mohegan Sun casino resort is often referred to as being in ""Uncasville,"" although the village is three miles to the south. The Mohegan refer to Uncasville as it is named for a prominent sachem of theirs from the 17th century.Located in Uncasville, Mohegan Sun is one of the largest casinos in the world. The Mohegan Tribe of Connecticut created the casino in 1996. With over 250,000 square feet (23,000 m2), the Mohegan Sun complex features a luxury hotel, entertainment theater, and more than 20 restaurants and stores. Mohegan Sun is one of Montville's primary economic locations. It has provided a significant increase in job opportunities and attracted a population influx.
Water is a town in New London County, Connecticut, United States. It is named after Water, Ireland. The population was 19,517 at the 2010 census. The town center is listed as a census-designated place (CDP) and had a population of 2,887 at the 2010 census.Water's economic center is predominantly retail chains, including a variety of mini-malls and the Crystal Mall. There are several family-owned delicatessens and restaurants. It is also home to Dominion's Millstone Nuclear Power Plant, consisting of three reactors, the first built between 1966 and 1970. While Millstone's first reactor is no longer in operation, the remaining two still provide power to a variety of towns in New England.
Monroe is a town in Fairfield County, Connecticut, United States. The population was 19,479 at the 2010 census.Like many of its neighbors, Monroe is largely considered a bedroom community of New York City and Stam. Monroe's neighbors are Easton, Newtown, Ox, Shelton, and Trumbull. The New York Times profiled Monroe in a February 2013 article called ""Living In Monroe, Conn.; a Friend, in Need and Deed.""Though Monroe's commercial base is primarily services and retail outlets, the following corporations are headquartered in Monroe.
Ansonia is a city in New Haven County, Connecticut, United States, on the Naugatuck River, immediately north of Derby, and about 12 miles (19 km) northwest of New Haven. The population was 19,249 at the 2010 census. The ZIP code for Ansonia is 06401. The city is served by the Metro-North Railroad. Ansonia Station is a stop on the railroad passenger commuter service's Waterbury line, connecting to New York's Grand Central Terminal. Ansonia also is served by the Connecticut Transit bus carrier. Connecticut Route 8 serves Ansonia.Ansonia, also referred to as ""The Copper City"", is recognized for its history of heavy machine manufacturing industry in the lower Naugatuck Valley. Production includes copper, brass, rubber and plastics processing, molding and tubing, iron castings, sheet metal, electric, automatic screw machine, textiles, and foundry products. The well-known Ansonia Clock Company was founded here in 1851.Ansonia is the birthplace of American Revolutionary War colonel and diplomat David Humphreys. The city's devotion to its high school football team, the Ansonia Chargers, is legendary. Originally known as ""The Lavender"", the Chargers' annual game against arch-rival Naugatuck, on Thanksgiving morning, is one of the more significant events of the year for the two cities.The city has manufacturers of heavy machinery, electric supplies, brass and copper products, and silk goods. Ansonia, Derby, Shelton, Seymour, and Beacon Falls form one of the most important industrial communities in the state. Pulitzer Prize-winning author Theodore H. White referred to the Naugatuck Valley ""as the seedbed of Yankee ingenuity"" in his work The Making of the President, 1960. including the Banbury International Mixer. Ansonia Copper & Brass, which supplies metal rod, wire and tube products to manufacturers of finished commercial products, also is located in the city.
East Lyme is a town in New London County, Connecticut, United States. The population was 19,159 at the 2010 census.According to 2009 statistics 42.2 percent of the town's business was focused in the services industry. A service industry is a business that focuses on retail, food services, distribution, and transportation. The second largest sector is the trade industry with 23.1% of the town's business, followed by construction and mining which accounts for 12.5% of the town businesses.
Bethel (/'b???l/) is a town in Fairfield County, Connecticut, United States, about sixty miles from New York City. Its population was 18,584 at the 2010 census. The town center is defined by the U.S. Census Bureau as a census-designated place (CDP). The core area of the town center has also been designated as a historic district.The town is near Interstate 84 and has a train station on the Danbury Branch of Metro-North's New Haven Line.
The town of Stonington is located in New London County, Connecticut, United States, in the state's southeastern corner. It includes the borough of Stonington, the villages of Pawcatuck, Lords Point, and Wequetequock, and the eastern halves of the villages of Mystic and Old Mystic (the other halves being in the town of Groton). The population of the town was 18,545 at the 2010 census.
Madison is a town in the southeastern corner of New Haven County, Connecticut, United States, occupying a central location on Connecticut's Long Island Sound shoreline. The population was 18,269 at the 2010 census.Madison was first settled in 1641. Throughout the 18th century, Madison was known as East Guil until it was incorporated as a town in 1826. Since then, Madison and Guil have shared many cultural and economic similarities despite an unofficial high school rivalry.Madison was ranked number 9 in the top 10 most attractive school districts across the United States in 2013. favorably mentions the town in his autobiography, My Life.
Avon is an affluent town in the Farmington Valley region of Hart County, Connecticut, United States. As of 2010[update], the town had a population of 18,098.Avon is a suburb of Hart. Avon Old Farms School, a prestigious boarding school, is located there. In 2005, Avon was named the third-safest town in America by Money Magazine. It is home to the Pine Grove School House, which was built in 1865 and remains open today as a museum.Avon is home to Avon High School; as well as two elementary schools, Pine Grove Elementary and Roaring Brook Elementary; an intermediate (grades 5�6) school, Thompson Brook; and a middle school (grades 7�8), Avon Middle School.One of the worst traffic accidents in Connecticut history occurred at the intersection of US 44 and Route 10 at the foot of Avon Mountain. This occurred on July 29, 2005, when a runaway dump truck plowed into many stopped vehicles, causing four deaths. Former Governor M. Jodi Rell proposed safety improvements for this road in the aftermath of the accident. A second, nonfatal crash occurred at the same location on September 7, 2007, when a runaway truck crashed into Nassau's Furniture store. Since these accidents, a run-away truck ramp has been built to avoid future fatalities.
Wilton is a town nestled in the Norwalk River Valley in southwestern Connecticut in the United States. It is located in Fairfield County. As of the 2010 census, the town population was 18,062.Wilton was officially recognized as a parish in 1726. The original 40 families of the parish began their own Congregational church and were allowed by Norwalk to hire a minister (Robert Sturgeon, who also became the town's first schoolmaster), open schools and build roads. During the Revolutionary War, in 1777 the British used Wilton as an escape route after their successful raid on Danbury. Several homes were burned, but the town remained intact. In 1802, Wilton was granted a Town Charter by the Connecticut General Assembly and became a political entity independent from Norwalk. With a strong anti-slavery sentiment by its residents, Wilton served as a stop on the Underground Railroad.Today, Wilton, like many other Fairfield County towns, is an expensive residential community with open lands (a testament to its colonial farming roots), historic architecture and extensive town services. Residents commonly commute to New York City, Stam, and Norwalk, although there are a number of office buildings in town. Wilton was rated one of CNN's top 25 towns to live, boasting an average household income of over $300,000 per family.AIG Financial Products was headquartered in the town. Its trading in credit derivatives essentially bankrupted its parent company, AIG, and helped create the global financial crisis of 2008�2009. +Wilton is home , (pet food manufacturer). Also, recent developments in town include the expansion of the Norwalk River Valley Trail, a multi-use trail that is designed to eventually run between Norwalk and Danbury.
Plainville is a town in Hart County, Connecticut, United States. The population was 17,716 at the 2010 census.Companies and organizations headquartered in Plainville include PM, Mott Corporation, Tilcon Connecticut, and Wheeler Clinic
Killingly is a town in Windham County, Connecticut, United States. The population was 17,370 at the 2010 census. It consists of the borough of Danielson and the villages of Attawaugan, Ballouville, Dayville, East Killingly, Rogers, and South Killingly.
Wolcott is a town in New Haven County, Connecticut, United States. The population was 16,680 at the 2010 census.Wolcott was founded in 1796 and was originally named Farmingbury. It is primarily residential. Based on 2008 CERC data, there are 6,021 existing housing units in Town, of which 90% are single family homes and 6% with 5 or greater units.According to the Town�s 2011 Plan of Conservation and Development, 56% of the Town�s land is undeveloped, followed by 33% residential, 4% land under water, 2% agricultural, 2% commercial, 1% industrial uses, and the remaining 2% recreational and utilities. Of the town�s 13,047 acres, 86% is zoned residential, 3% business and 7% industrial zoned.
Seymour is a town located in western New Haven County, Connecticut, United States. The population was 16,540 at the 2010 census. Seymour is surrounded by the communities of Ansonia and Derby to the southeast, Beacon Falls to the north, Woodbridge to the east, and Shelton and Ox to the west.
Brookfield is a town located in northern Fairfield County, Connecticut, United States in the southern foot hills of the Berkshire Mountains. The population was 16,452 at the 2010 census. First settled in 1710 by John Muirwood, and several other colonial founders by the names of Hawley, Peck and Merwin who bartered for the land From the Wyantenuck Nation and the Pootatuck nation Under the Sachem Waramaug and Pocono. the purchase of the south part of town was conducted around the municipal center where sachem Pocono had his village and lived in an enormous Palisade along the Still river. Eventually, when the town was settled, it was established as the Parish of Newbury, which incorporated parts of neighboring Newtown and Danbury, the town of Brookfield was established in 1788. It was named after the "
n foot hills of the Berkshire Mountains. The population was 16,452 at the 2010 census. First settled in 1710 by John Muirwood, and several other colonial founders by the names of Hawley, Peck and Merwin who bartered for the land From the Wyantenuck Nation and the Pootatuck nation Under the Sachem Waramaug and Pocono. the purchase of the south part of town was conducted around the municipal center where sachem Pocono had his village and lived in an enormous Palisade along the Still river. Eventually, when the town was settled, it was established as the Parish of Newbury, which incorporated parts of neighboring Newtown and Danbury, the town of Brookfield was established in 1788. It was named after the first minister of the parish's Congregational church, Reverend Thomas Brooks.
Colchester is a Town in New London County, Connecticut, United States. The population was 16,068 at the 2010 census. In 2010 Colchester became the first town in Connecticut, and the 36th in the country, to be certified with the National Wildlife Federation as a Community Wildlife Habitat.Colchester is one of the fastest growing towns in Connecticut. The villages of Westchester and North Westchester are located within Colchester, as is the reservation of the state-recognized Golden Hill Paugussett Indian Nation. The town center village, which was previously incorporated as a borough, is a census-designated place, with a population of 4,781 at the 2010 census.The Colchester Historical Society operates a local history museum in town.
Suffield is a town in Hart County, Connecticut, United States. It had once been within the boundaries of Massachusetts. The town is located in the Connecticut River Valley with the town of Enfield neighboring to the east. In 1900, 3,521 people lived in Suffield; as of the 2010 census, the population was 15,735. The town center is a census-designated place listed as Suffield Depot in U.S. Census records.Bordering Massachusetts, Suffield is part of the Springfield, Massachusetts NECTA. Suffield is only 8 miles (13 km) from Springfield, and is more oriented toward it than toward Connecticut's capital of Hart, which lies 16 miles (26 km) to the south.
Ellington is a town in Tolland County, Connecticut, United States. Ellington was incorporated in May, 1786, from East Windsor. As of the 2000 census, the town population was 12,921.Ellington is a rapidly growing community, and is going through the process of suburbanization, which is related to the phenomenon of urban sprawl.
Plainfield is a town in Windham County, Connecticut, United States. The population was 14,619 at the 2000 census. The town comprises four villages: Plainfield (south, ZIP code 06374), Moosup (northeast, 06354), Wauregan (northwest, 06387), and Central Village (west, 06332). Each village has their own respective United States Post Office and fire department. The entire town is serviced by the 860 area code.
Tolland is a town in Tolland County, Connecticut, United States. The population was 15,052 at the 2010 census.
Ledyard /'l?d??rd/ is a town in New London County, Connecticut, United States, located along the Thames River. The town is named after Colonel William Ledyard, a Revolutionary War soldier who was killed with his own saber after surrendering to the British at the end of the Battle of Groton Heights. The population was 15,051 at the 2010 census. The Foxwoods Resort Casino, owned and operated by the Mashantucket Pequot Tribe, was located in the northeastern section of Ledyard, until the land was annexed by the tribe. Ledyard's zip code is 06339. Within the southwestern area of Ledyard is the district known as Gales Ferry, which has the postal code 06335.
North Bran is a town in New Haven County, Connecticut, United States. The population was 14,407 at the 2010 census.
Cromwell is a town in Middlesex County, Connecticut, United States located in the middle of the state. The population was 14,005 at the 2010 census.The town was named after a shipping boat that traveled along the Connecticut River, which runs along Cromwell. Said ship was named after Oliver Cromwell, Lord Protector of the Commonwealth of England.The Roman Catholic Padre Pio Foundation of America is located in Cromwell.
Orange is a town in New Haven County, Connecticut, United States. The population was 13,956 at the 2010 census. The town is governed by a Board of Selectmen.
New Fairfield is a town in Fairfield County, Connecticut, United States. The population was 13,881 at the 2010 census. The town is considered part of the greater New York Metropolitan Area and lies approximately 50 miles (80 km) from New York City. New Fairfield is one of five towns that surround Candlewood Lake, the largest lake in Connecticut.
Clinton is a town located on Long Island Sound in Middlesex County, Connecticut, United States. The population was 13,260 at the 2010 census. The town center along the shore line was listed as a census-designated place (CDP) by the U.S. Census Bureau in the 2000 census.
East Hampton is a town in Middlesex County, Connecticut, United States. The population was 13,352 at the 2000 census. The town center village is listed as a census-designated place (CDP). East Hampton includes the villages of Cobalt, Middle Haddam, and Lake Pocotopaug.The southern trailhead of the Shenipsit Trail is in Cobalt, and the Airline State Park (a rail trail) has its southern trailhead in East Hampton, at Main Street in the Village Center. The 884-acre (358 ha) Hurd State Park, Meshomasic State Forest, and Salmon River State Forest are located in town. Comstock's Bridge, more commonly known as the Comstock Covered Bridge and the only remaining covered bridge in eastern Connecticut, spans the Salmon River near Route 16 in East Hampton.The Chatham Historical Society Museum and the Joseph N. Goff House Museum and Cultural Center are located in the town.
Derby is a city in New Haven County, Connecticut, United States. The population was 12,903 at the 2010 census. With 5 square miles (13 km2) of land area, Derby is Connecticut's smallest municipality.
Ox is a residential town located in western New Haven County, Connecticut, United States. The population was 12,683 at the 2010 Census. Ox is the 26th wealthiest town in Connecticut by median household income. Distinct settled areas in the town include Ox Center, Quaker Farms, and Riverside. Ox belongs to the Naugatuck Valley Economic Development Region and the Central Naugatuck Valley Planning Area, and the Bridgeport�Stam�Norwalk Metropolitan Statistical Area.A University of Connecticut development study spanning 1985-2006 showed that Ox had the largest increase of development by percentage, growing 62% during that time. The median household income in town grew 20%, ranking Ox the 26th wealthiest of 169 communities in the state.
Windsor Locks is a town in Hart County, Connecticut, United States. As of the 2010 census, its population was 12,498. It is the site of Bradley International Airport, which serves the Greater Hart-Springfield region and occupies approximately 1/3 of the town. Windsor Locks is also the site of the New England Air Museum.Located beside the Connecticut River and equidistant from the densely populated cities of Springfield, Massachusetts and Hart, Connecticut, Windsor Locks is named for a set of canal locks that opened in 1829. Windsor Locks is situated just south of the first large falls in the Connecticut River, the Enfield Falls, which is the northernmost point that seagoing vessels can reach on the Connecticut River before transferring to smaller ships. The Enfield Falls Canal circumvents the Enfield Falls and its nearby shallows.
Coventry (KOV-?n-tree) is a town in Tolland County, Connecticut, United States. The population was 12,435 at the 2010 census. The birthplace of Captain Nathan Hale, Coventry is home to the Nathan Hale Homestead, which is now a museum open to the public.Coventry was incorporated in May 1712.
Plymouth is a town in Litchfield County, Connecticut, United States. It is named after Plymouth, Devon, England. The population was 12,243 at the 2010 census. The town of Plymouth includes the villages of Terryville and Pequabuck.
Staf is a town in Tolland County, Connecticut, United States, settled in 1719. The population was 12,192 at the 2010 census.
Griswold is a town in New London County, Connecticut, United States. The population was 11,951 at the 2010 census. Griswold contains one borough, Jewett City, and also contains the villages of Doaneville, Rixtown, Glasgo, Hopeville, and Pachaug. The town was named after Governor Roger Griswold.
Somers is a town in Tolland County, Connecticut, USA. The population was 10,417 at the 2000 census. The town center is listed by the U.S. Census Bureau as a census-designated place (CDP). In 2007, Money Magazine named Somers, Connecticut 53rd on its list of 100 Best Places to Live, based on ""economic opportunity, good schools, safe streets, things to do and a real sense of community.""Bordering Massachusetts, Somers is considered part of the City of Springfield, Massachusetts NECTA. Somers is only 9 miles from the City of Springfield, Massachusetts, and considered more oriented toward it than the City of Hart, Connecticut which lies 16 miles to the south.
Granby is a town in Hart County, Connecticut, United States. The population was 11,282 at the 2010 census. The town center is defined as a census-designated place known as Salmon Brook. Other areas in town include North Granby and West Granby. Granby is a rural town, located in the foothills of the Litchfield Hills of the Berkshires, besides the suburban natured center, the outskirts of town are filled with dense woods and rolling hills and mountains.
Winchester is a town in Litchfield County, Connecticut, United States. The population was 10,664 at the 2000 census. The Incorporated City of Winsted is located in Winchester.
East Windsor is a town in Hart County, Connecticut, United States. The population was 11,162 at the 2010 census. The town has five villages: Broad Brook, Melrose, Scantic, Warehouse Point and Windsorville.
Canton is a town, incorporated in 1806, in Hart County, Connecticut, United States. The population was 8,840 at the 2000 census and 10,292 as of the 2010 census. It is bordered by Granby on the north, Simsbury on the east, Avon and Burlington on the south, New Hart on the west, and Barkhamsted on the northwest. Running through it is the Farmington River. The town includes the villages of North Canton, Canton Center, Canton (Canton Valley), and Collinsville. In September 2007, Collinsville was ranked in as one of the ""Ten Coolest Small Towns In America"".
Old Saybrook is a town in Middlesex County, Connecticut, United States. The population was 10,242 at the 2010 census. It contains the incorporated borough of Fenwick, as well as the census-designated places of Old Saybrook Center and Saybrook Manor.
Weston is a town in Fairfield County, Connecticut. The population was 10,179 at the 2010 census. The town is served by Route 57 and Route 53, both of which run through the town center. About 19% of the town's workforce commutes to New York City, about 45 miles (72 km) to the southwest.Like many towns in southwestern Connecticut, Weston is among the most affluent communities in the United States. Data collected in 2011 showed that Weston had the highest median household income in Fairfield County, Connecticut, at US$205,173.In 2011 Connecticut Magazine named Weston as the number one town in Connecticut among towns with populations of 10,000�15,000. The rating considers education, crime, economy, cost and leisure.Weston is bordered by Wilton to the west, Redding to the north, Easton to the east, Fairfield to the southeast, and Westport to the south.Aside from a handful of stores that form the town�s center, Weston has little commercial development. Residential development is limited by two-acre zoning. Most of Devil's Den Preserve, a 1,746-acre (707 ha) nature reserve, which gets 40,000 visits a year, is located in the town.
Woodbury is a town in Litchfield County, Connecticut, United States. The population was 9,975 at the 2010 census. The town center is also designated by the U.S. Census Bureau as a census-designated place (CDP). Woodbury was founded in 1672.The center of Woodbury is distinctive because, unlike many New England towns, it is not nucleated. In Woodbury, the older buildings are arrayed in linear fashion along both sides of a road that stretches for over a mile. The public buildings in the National Register Historic District include the First Congregational Church (1818,) the Old Town Hall (1846,) the United Methodist Church, the St. Paul's Episcopal Church (1785,) and the North Congregational Church (1816.) The most notable of the public buildings, however, is the Masonic Temple (1839.) It is a modest, clapboard, Greek Revival Temple, notable less for its architecture than for its dramatic location, situated atop a high cliff accessed by a long flight of steps (there is a modern road at the rear.) It is visible from a distance and is especially dramatic at night, when it is illuminated by spotlights. The Woodbury Temple echoes the many temples of the Greek world that were perched at the edge of high places from which they could be seen from miles around and from far out at sea.Originally, the many historic houses on the street were residential. In the late twentieth century they were occupied by a series of antique shops.Woodbury is one of the two towns in Litchfield County served by the area code 203/area code 475 overlay. The other is the Town of Bethlehem.
Hebron is a town in Tolland County, Connecticut, United States. The population was 8,610 at the 2000 census. Hebron was incorporated May 26, 1708. In 2010, Hebron was rated #6 in Top Towns in Connecticut, according to Connecticut Magazine.The villages of Hebron Center, Gilead and Amston are located within Hebron. Amston has its own postal (""zip"") code and post office. The remnants of two long since abandoned communities, Grayville and Gay City, are also located in Hebron. The site of the latter is now Gay City State Park.Hebron was recently ranked the sixth top Connecticut town, and Hebron's website describes it as ""a quaint Connecticut town."" At one time it was mostly farms, though those are growing fewer as businesses enter. Corporate and franchise chains have replaced some of the apple orchards in recent years.
Putnam is a town in Windham County, Connecticut, United States. The population was 9,584 at the 2010 census. It is home to WINY, an AM radio station.
Portland is a town in Middlesex County, Connecticut, United States. The population was 8,732 at the 2000 census. The town center is listed as a census-designated place (CDP). It is situated across the Connecticut River from Middletown. Brownstone quarried in Portland was used in the construction of Hart's Old State House in 1796. The vast majority of the brownstone buildings in Connecticut (see College Row at Wesleyan University and the Long Walk at Trinity College) as well as the famous brownstones in New York City were built with brownstone from Portland's quarries.About half of the town's perimeter is made up of the Connecticut River. The town has eight marinas and boat clubs as well as three 18-hole golf courses.
Thompson is a rural town in Windham County, Connecticut, United States. The town was named after Sir Robert Thompson, an English landholder. The population was 9,458 at the 2010 census. Thompson is located in the northeastern corner of the state and is bordered on the north by Webster, Massachusetts and Dudley, Massachusetts, on the east by Douglas, Massachusetts and Burrillville, Rhode Island, on the west by Woodstock, Connecticut, and on the south by Putnam, Connecticut.Thompson has the highest-banked race track (Thompson Speedway Motorsports Park, a 5/8 mile oval and a restored 1.7 mile road course) in New England. This speedway holds one of the biggest race programs in New England, The World Series of Auto Racing, where 16 divisions and about 400 cars show up each fall. Another claim to fame is that the Tri-State Marker is located just on the border of Thompson. The term ""Swamp Yankee"" is thought to have originated in Thompson during the American Revolution in 1776.Thompson was the site of the Great East Thompson Train Wreck in 1891, one of the worst train wrecks in American history and the only one to involve four trains.
Prospect is a town in New Haven County, Connecticut, United States. The population was 9,405 at the 2010 census.
Burlington is a town in Hart County, Connecticut, United States.Situated at the foot of the Berkshires and bordering the Farmington River, Burlington is a scenic hill town, rural in nature, located 20 miles (32 km) west of Hart. Incorporated in 1806, the population was 9,301 at the 2010 census. Burlington is home to the State of Connecticut Fish Hatchery and the Nepaug Reservoir. Almost half of the land in the town is owned by three public water supply companies and the State of Connecticut.
Redding is a town in Fairfield County, Connecticut, United States. The population was 9,158 at the 2010 census.Redding Lifecare, which in 2001 opened a retirement community called Ridge, was Redding's largest employer and landowner as of 2011 as ranked by property taxes paid, according to data published by the Connecticut Economic Resource Center (CERC). As of 2011, the town's next biggest taxpayers were Northeast Utilities subsidiary Connecticut Light & Power; Georgetown Land Development, which owns the former Manufacturing Co. site; and Country Club.
East Haddam is a town in Middlesex County, Connecticut, United States. The population was 9,126 at the 2010 census.
Woodbridge is a town in New Haven County, Connecticut, United States. The population was 8,990 at the 2010 census. It is one of the wealthiest towns in Connecticut, ranking 8th in the state per the 2010 US Census in terms of per capita income, and is home to many of the faculty of Yale University. The town center is listed on the National Register of Historic Places as Woodbridge Green Historic District.
Litchfield is a town in and former county seat of Litchfield County, Connecticut, United States. The population was 8,466 at the 2010 census. The boroughs of Bantam and Litchfield are located within the town. There are also three unincorporated villages: East Litchfield, Milton, and Northfield.
Haddam is a town in Middlesex County, Connecticut, United States. The population was 7,157 at the 2000 census. The town was also home to the now decommissioned Connecticut Yankee nuclear reactor.
Brooklyn is a town in Windham County, Connecticut, United States. The population was 7,173 at the 2000 census. The town center village is listed by the U.S. Census Bureau as a census-designated place. The district of East Brooklyn is also listed as a separate census-designated place.Settled in the 17th century and incorporated as its own town in 1786, Brooklyn is now one of the fastest growing towns in Windham County. It is home to the Brooklyn Fair, America's oldest continuously operating agricultural fair, as well as the Brooklyn Correctional Institution, a state-run medium security prison.Brooklyn is the final resting place of Revolutionary War General Israel Putnam. Though he was originally buried in an above ground tomb in Brooklyn's South Cemetery, his remains had to be moved due to excessive visitors. In 1888, a statue of Putnam mounted on a horse was erected, and his sarcophagus placed in the foundation. The statue stands slightly south of the town green, in front of the post office. Brooklyn is also home of the Middle School Bobcats and Elementary School Bears.The town historical society operates the Brooklyn Historical Society Museum, which includes the Law Office.
Woodstock is a town in Windham County, Connecticut, United States. The population was 7,964 at the 2010 census.
Thomaston is a town in Litchfield County, Connecticut, United States. The population was 7,503 at the 2000 census.
Old Lyme is a town in New London County, Connecticut, United States. The Main Street of the town, Lyme Street, is a historic district. The town has long been a popular summer resort and artists' colony. The town is named after Lyme Regis, England.The US headquarters of Sennheiser is located in Old Lyme, as is Callaway Cars, the Florence Griswold Museum (including the Florence Griswold House), the Lyme Academy College of Fine Arts, and the Lyme Art Association. Old Lyme and its neighboring town Lyme are the namesake for Lyme disease.The town of Old Lyme contains several villages, including Black Hall, Laysville, Lyme, Soundview, and South Lyme. The total population of the town was 7,603 at the 2010 census. Church at Old Lyme, oil on canvas, Childe Hassam, 1905
Middlebury is a town in New Haven County, Connecticut, United States. The population was 7,575 at the 2010 census.
Easton is a town in Fairfield County, Connecticut, United States. The population was 7,490 at the 2010 census. Easton contains the historic district of Aspetuck.The town is situated amongst Redding, Monroe, Trumbull, Fairfield, Weston, and Newtown.
Durham is a town in Middlesex County, Connecticut, United States. Durham is a former farming village on the Coginchaug River in central Connecticut. The population was 7,388 at the 2010 census. Every autumn, the town hosts the Durham Fair, the largest volunteer agricultural fair in New England.The Durham town center is listed by the U.S. Census Bureau as a census-designated place in the 2000 census. The core of the town center has also been listed as a historic district on the National Register of Historic Places.
Lebanon is a town in New London County, Connecticut, United States. The population was 7,308 at the 2010 census. The town lies just to the northwest of Norwich, directly south of Willimantic, 20 miles (32 km) north of New London, and 20 miles (32 km) east of Hart. The farming town is best known for its role in the American Revolution, where it was a major base of American operations, and for its historic town green, which is one of the largest in the nation and the only one still used partially for agriculture.
New Hart is a town in Litchfield County, Connecticut, United States. The population was 6,970 at the 2010 census. The town center is also defined by the U.S. Census Bureau as a census-designated place (CDP). The town is mainly a rural community consisting of farms, homes, and parks. Brodie Park and Ski Sundown are located in New Hart.
Westbrook is a town in Middlesex County, Connecticut, United States. The population was 6,938 at the 2010 census. The town center is also classified by the U.S. Census Bureau as a census-designated place (CDP).
Essex is a town in Middlesex County, Connecticut, United States. The population was 6,683 at the 2010 census. It is made up of three villages: Essex Village, Centerbrook, and Ivoryton.
EasternIn (UTC-4) ZIP code 06419 Area code(s) 860 FIPS code 09-40710 GNIS feature ID 0213448 Website http://www.townofkillingworth.com/ Killingworth is a town in Middlesex County, Connecticut, United States. The town's name can easily be confused with another Connecticut town, Killingly; or a Vermont ski area, Killington. The population was 6,018 at the 2000 census.
Marlborough is a town in Hart County, Connecticut, United States. It contains the census-designated place (CDP) of Terramuggus. The town's population was 6,404 at the 2010 census. Marlborough is an upper class suburban and rural community. The local high school is RHAM High School. In 2013, Marlborough ranked third (of 24) in Connecticut Magazine's biannual ranking of Connecticut small towns, median home sale price between $175,000 and $224,999.
Beacon Falls is a town in New Haven County, Connecticut, United States. The population was 5,246 at the 2000 census. The population increased to 6,049 at the 2010 census. Beacon Falls is also home to the national-known Meteorologist Jim Cantore. Settlers from Derby, Connecticut settled Beacon Falls in 1678. The town was incorporated in 1871 on lands carved from the neighboring towns of Bethany, Seymour, Naugatuck and Ox.
Willington is a town in Tolland County, Connecticut, United States. The population was 5,959 at the 2000 census.The Willimantic River borders the town on the west. Willington is about 25 miles northeast of Hart on Interstate 84, which also provides a connection to Boston, via the Massachusetts Turnpike. Providence, RI is accessible via U.S. Route 44. Larger communities nearby include Coventry, Staf, Tolland, and Willimantic. The University of Connecticut is located in adjacent Mansfield. The new public library (formerly located within Hall Memorial middle school) has been completed and opened as of fall 2006.Willington was incorporated in May, 1727.
Harwinton is a town in Litchfield County, Connecticut, United States. The population was 5,283 at the 2000 census. The name of the town is a blend of Hart and Windsor.
Bethany is a town in New Haven County, Connecticut, United States. The population was 5,563 at the 2010 census.
Columbia is a town in Tolland County, Connecticut, United States. The population was 4,971 at the 2000 census. Originally a part of Lebanon, known as the North Society or Lebanon's Crank, Columbia was incorporated in May, 1804. Columbia offers prekindergarten through 8th grade education in town at Horace W. Porter School, while high school students have a choice of attending four nearby high schools (Bolton High School, E. O. Smith High School, Windham High School and Windham Technical High School, part of the Connecticut Technical High School System).
North Stonington is a town in New London County, Connecticut, United States. The population was 5,297 at the 2010 census. North Stonington was split off from Stonington in 1724.
East Granby is a town in Hart County, Connecticut, United States. The population was 5,148 at the 2010 census. The town celebrated its 150th anniversary with a three-day festival on June 7, 8, and 9, 2008.
Canterbury is a town in Windham County, Connecticut, United States. The population was 5,132 at the 2010 census.
Bolton is a small rural town in Tolland County, Connecticut, United States. It is primarily residential, with an economy made up primarily of small businesses. The high school typically has between fifty and one hundred students per class. The population is 4,986 as of the 2010 census. Bolton was incorporated in October 1720 and is governed by town meeting.
Preston is a town in New London County, Connecticut, United States. The population was 4,726 at the 2010 census. The town includes the villages of Long Society, Preston City, and Poquetanuck.
Deep River (formerly known as Saybrook) is a town in Middlesex County, Conne"
The U.s. Transportation Organization
states that there are about
205,000 truck drivers with transportation
300,000 personal companies trucking
companies certified to
run in the United States that transferred,
according to their latest searchings for billions of
items, supplies and
standard materials .
There are several usual
groups on our nation
roadways transferring these
crucial items to our
shops, factories and shipping ports.
And truck factoring
numerous of them and offer their
accounts receivablesfinancing facilities
including the following states.
Alaska, Arizona, Arkansas,
California, Colorado, Connecticut, Delaware,
Florida, Georgia, Hawaii, Idaho State,
Illinois, Indiana, Iowa, Kansas, Kentucky, Louisiana, Maine, Maryland, Massachusetts, Michigan, Minnesota, Mississippi, Missouri, Montana, Nebraska,
Nevada, New Hampshire, New Jersey, New Mexico, New York, North Carolina, North Dakota, Ohio, Oklahoma, Oregon, Pennsylvania, Rhode Island, South Carolina, South Dakota, Tennessee, Texas, Utah, Vermont, Virginia, Washington, West Virginia, Wisconsin, and Wyoming
The total gross state product for 2010 was $237�billion. The per capita income for 2007 was $64,833, ranking fourth, behind the District of Columbia, Delaware, and Alaska. There is, however, a great disparity in incomes throughout the state; although New Canaan has one of the highest per capita incomes in America, Hartford is one of the ten cities with the lowest per capita incomes in America. As with Bridgeport, New Haven and other cities in the state, Hartford is surrounded by wealthier suburbs. New Canaan is the wealthiest town in Connecticut, with a per capita income of $85,459. Darien, Greenwich, Weston, Westport and Wilton also have per capita incomes over $65,000. Hartford is the poorest municipality in Connecticut, with a per capita income of $13,428 in 2000. There are other lower-income and blue-collar towns, mostly parts of towns, in the eastern part of the State
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Life of a Truck driver, like many other professionals can be very challenging, rewarding, and frustrating at the same time. �The Truckers Place.com� is an information site for many of the Truckers needs. It is designed to encompass the needs of the Trucker, both on the Road and at Home.
List of Trucking Companies for Owner/Operators and Company Drivers
EveryTruckJob.com is a free service dedicated to helping professional truck drivers find new truck driving jobs with the best trucking companies hiring today!
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The largest trucking companies in the U.S. set a revenue record in 2013, but revenuegrowth slowed for the second year in a row.
The combined revenue of the 50 largest motor carriers rose to $106.6 billion last year, according to The JOC Top 50 Trucking Companies list, based on data prepared by SJ Consulting Group in Pittsburgh.
Searching for the right trucking companies to move your freight can be tough, with the large amount of local, regional, and national truck carriers out there. FreightCenter helps make freight shipping simple, finding you the safest, reliable trucking companies every time you ship. Our trucking companies are licensed and insured to carry freight safely and efficiently across the country, no matter the size or type of freight you need to ship.Plus, with the high volume of freight we move, we will work to get you the best freight rates possible. Simply enter in a few details below and you�ll see instant freight rates from all the top trucking companies in one easy screen
EveryTruckJob.com is a free service dedicated to helping professional truck drivers find new truck driving jobs with the best trucking companies hiring today!
Locate truck driving jobs by city, state, position andbenefits offered. Search current driving jobs and fill out the EZ truck driver application customized for cdl trucking jobs
Reid Truck and Haul has been in business since the mid 1980s. For more than twenty years they've been delivering goods for most major industries in the nation, with business booming as they traversed the country, in all kinds of weather, for all kinds of clients. During the boom times from 2002 to 2007 Reid Truck & Haul was the mastermind of a top-rated accounts receivable in the trucking industry. Very few customers were behind on their bills, and those customers who were late turned in their overdue payments within an acceptable time frame. Times were great for everyone, and the cash was flowing.It was just one year later, in 2008, when the economy in the United States took a sharp decline, and both large and small businesses started to notice the squeeze on their pocketbooks: everyone had suddenly gone silent. Business slowed to a crawl
. And worse yet, Reid had noticed during the early part of 2008 that though the bulk of their clients were always on time with payments, the few late-bloomers there were, had seemingly started to spread this illness. Spring changed to summer, summer changed to fall, and the CEO of Reid, Darryl Kelley, was beginning to feel very uncomfortable indeed whenever he looked at their weekly Accounts Receivable reports. There was a growing list of clients who now owed them back debt.He had already been to the administrators to ask what the actual problem was. Were they doing things different, or wrong, when it came to collecting overdue accounts? By his bookkeepers records, this wasn't the case. Perhaps he was losing his customers to his competitor, who seemed to offer very low prices with no guarantee of quality or performance, and these clients who were in debt to his company had possibly disappeared leaving him stranded. They couldn't afford to pay him their debt, but they could afford a lesser service, maybe. But after doing the cursory research for this and talking to friends in the field, he found that alas, no, customers of Reid hadn't gone elsewhere. The had just gone!.To Darryl Kelley the situation looked desperate. There were goods to ship, employees to pay, trucks to repair and maintain, and continuous overheads that were very extensive when compared to the funds (or lack of) that were incoming. At night he would speak to his wife Constance and shake his head in frustration.
""Lin, I have a really bad feeling,"" he would say with deep woe.""Well, what do you think it is?"" she would ask.Darryl would stare off for a moment and then close eyes. He could see the fleet of trucks he had purchased over the years. He could see them on the road, delivering good to all his loyal customers. But then a haze would cover his trucks and his vast fleet would vanish to leave just a few. Why couldn�t he work out how to resolve this financial problem with his business?""I think I know what it could be,"" said Darryl. ""I've relied too long on the profits I receive from invoices alone. I've let too many of our customers go too long without paying on their bills."" Constance would look at her husband lovingly, and holding his hand would say 'It's such a harsh economy these days and our clients must be having difficulty meeting their responsibilities'.""Constance was trying so hard to support her husband in these worrying times, while Darryl was weighed down with the worry of how he was going to handle this situation he found himself in.The following day Darryl walked into his office with a spring in his step, determined to call each and every client who owed money to Reid Truck & Haul. Now, it wasn't the most efficient way to spend a day as a chief executive, what he really needed to be doing was to be overseeing all of the other intricacies of shipment and delivery and reaching out to prospective clients or retraining his sales team to do the same. Even though he was doing something to help his company, he knew he had folks on salary to do just this thing. A waste of time - a waste of money - he had the best intentions, but all the while Darryl was realising just how much trouble he was in.Poor Darryl spent the whole morning trying in vain to contact his debtors: they promised to call back, dodged his calls, or made small interest-only payments. He was beginning to feel quite despaired when his secretary knocked on his door.
""Can I have a word with you Darryl?"" she queried, standing in the doorway.
""Sure thing Jeanette, come on in."" Darryl leaned back in his chair and looked expectantly at Jeanetteerely.""Well, I did a little searching this afternoon and tried to figure out a way out of this mess Darryl."" She pulled a small stack of papers from a folder and set them on the desk before him.""Have you ever heard of factoring?"" she asked.""It sounds vaguely familiar. What is factoring""? he asked.""Well,"" she began, ""It�s actually quite simple really.
Basically, factoring invoices means that we would get paid immediately for the loads we haul.""""Immediately?"" Darryl interrupted.""Immediately, yes"" she added, ""It's actually very simple. We can have an expert account manager review our numbers and help us complete a company profile. That profile will also include investigating our accounts receivable aging reports, our existing customer credit limits and so on. In addition, factoring will assist in determining our customers' creditworthiness, independent from their credit relationship with our company. It provides a very broad view.��Darryl replied cautiously ""I see - and what happens then?��Well, after their review, and we�re approved for a factoring contract, we can negotiate terms and conditions. You'll be surprised at the amount of flexibility, all dependent upon the credit histories and business volume.
This company tells us what the cost will be to purchase factoring for our accounts receivable. The funding commences once we�ve arrived at an agreement.�Darryl leaned forward and reviewed the paperwork closely.""I don't know, Jeanette - it just sounds too good to be true"", Darryl said quietly.""Yes, I know; that's exactly what I thought at the beginning. But really, they have guaranteed us experts that do all the legwork, which would free us up here to focus on our clients in good standing and marketing, all that good stuff. And they're flexible Darryl,"" she drew a circle around a paragraph on the document before him.""How flexible?"" he asked.""It seems that they personalize their factoring charges so that the amount they're prepared to work with is commensurate with our client's debt and our needs. Apparently they can figure this all out in two to four days.
""""It does all sound pretty good, remembering that we're all tapped out now with loans from the bank last year to repair vehicles, and we all know just how tight money is. We need to keep business rolling as normal and every day we�re going unpaid, we�re closer to facing some serious problems in both the short and long term,"" said Darryl.He took a deep breath and looked at his secretary with something she recognized as hope.""Precisely�. I think this might just be a way out of the trouble we're in with these folks who owe us money.""Darryl thought about this and agreed with Jeanetteerley. The clients who owed them money were long standing friends and professional resources of Reid. Darryl wasn't prepared to lose these relationships just because they were having financial issues at the moment. Darryl knew only too well that the whole economy was floundering, and that it was not going to change overnight. If he didn't handle these debtors in the right way, that unknown amount of time could spell disaster for all of them. Of course he didn't want to lose any more money, but he didn't want to lose business either.""Let me go over this tonight Jeanette, and thankyou."" Jeanette stood up and left Darryl's office, with the nice feeling of knowing that she may just have solved a very serious problem.Darryl sat behind his desk and looked over the details Jeanette had not mentioned in their meeting. What other issues could freight factoring help Reid with? With his pencil gliding down the sheet he noticed that the factoring company could help fray the cost of fuel with fuel discount cards and fuel advances. In fact, Reid could receive up to fifty-percent cash advances upon load pick-ups. Darryl was a typical business man: he despised binding contracts that didn't allow room to breathe, so he was pleasantly surprised to see that the factoring company didn't require a long term contract, that there was no minimum volume required, and that there were no sign-up fees.""I must tell Milton the good news,"" muttered Darryl to himself.Milton is Darryl's son-in-law, and he really admired the ideas behind Reid, so much so that only two years before he had started his own transportation service business. At that time Darryl knew the struggles Milton would face, but he still encouraged him to follow his dream. With the economy the way it was, if an established company such as Reid was struggling then the little guys, like Milton, were going to be in even more trouble. But, maybe the answer for both of them was in freight factoring, and Darryl was going to find out very soon.Some months later, having successfully gone through the entire process of the application, having experts study his credit history and statements and review his accounts receivable, Darryl found that he was starting his journey out of the despair which had been created for him by his delinquent account holders.They took on reasonable factoring purchase contracts and stopped spending their precious man hours scrambling to collect debt. They took that time and refocused effort to offering competitive prices in new territories. Darryl recalled those dismal months when he wasn't aware of freight factoring, and he shuddered at those memories. Had he missed the boat on this one, he probably wouldn't be in business today.
More Trucking Factoring Companies Story Articles
The Future of a Trucking Company, and Factoring The phone was ringing on his desk, and Samuel Bailey just sat there letting it ring. He let his morning coffee cool and left his cigarette to ash itself in the tray, because he is trying to make the biggest decision ever for his trucking company. Bailey Trucking Company had reached a turning point and he now had to make a decision as to whether he should sign up with a factoring company, and indeed if this would be a good or regrettable decision for his business.
Samuel�s father had started as an owner-operator and had grown Bailey Trucking Company into a fifteen trailer fleet over forty years. There had been some hard times when it seemed everything was going to go under and even Samuel�s mother strapped herself into a cab to make hauls. His father had worked long enough to see the price of hires drop dramatically during the recession and to see the explosion of fuel prices afterwards. Now the company was solely in Samuel�s hands and he wanted to live to see it in better shape for his sons.
There just never seemed to be enough money to go around, and certainly no spare cash, but to move his company successfully into the future he needed a steady and reliable cash flow. His employees needed to be paid. They had families and household bills too. A few of the refrigerated trailers really needed some maintenance, and in order to stay competitive he really wanted to invest in specialized haulers to meet the increasing requests for loads of agricultural and energy equipment. He knew that turning down these requests made Bailey Trucking look inefficient and weak in what was currently a strong market.
He knew what his father would have said - 'wait, take your time before adding new technology'. Samuel chuckled, thinking about his father. His father had been against placing GPS units in the cabs. He would say, �Why do you need the voice of some woman to tell you to get off at an exit that has been the same exit that has been there for years?� Also his father had the habit of teasing all the drivers he caught switching into automatic even though driving in automatic was much more efficient though not manly in his father�s eyes. His father days were long gone and technology was actually an important improvement for the business such as having Qualcomm to cut down on fruitless time communicating on the phone for bills of lading.
Samuel believed a successful man is always thinking of his next step. How would he take Bailey Trucking to the next level? And how would he be able to afford it? Funding was all tied up in the mortgage for the office and garage and in the fuel bills. Thankfully he'd just finished paying off the bank loan for the installation of satellite radio in the trucks.
But was factoring the answer? There was a lot he didn�t understand about the process. It sounded a lot like ninth grade algebra which just didn�t feel like it belonged as part of the trucking business. A factoring company actually purchases your invoices and takes control of your accounts receivable, payment being a certain percentage of the amount invoiced. The factoring company gives the trucking business its payment right away which allows the business to have continuous cash flow so it can pay employees, buy fuel, and make repairs for upcoming hauls. Without this assistance, you're placed in the position of waiting for payment from your customers, and this can often be thirty days, or more. In those 30 days, a trucking company can�t pay its bills and employees in invoices.
Now it was time for Samuel to do his homework. He had heard of companies charging for same day money transfers, advancing a percentage of the money owed to your business, while the rest is held in a private account if the bill wasn't paid within sixty or more days. Plus it was worse still if the customer didn�t pay up at all because then the factoring company would take it right out of the money supposed to be coming to you! Through the grapevine, he�d also heard about how some companies suddenly slipped you onto a sliding scale of percentages even if you had already signed a lengthy contract for maybe 3% or 7% so there you are with 10% coming as a cost to you out of the freight bill. His colleague, Ronnie, who owned a trucking company in Missouri, was nearly destroyed by a factoring company who charged him the full freight bill on top of the fees for factoring. Well, what was the point of going to a factoring company if there was shady business like that going on?
However, it all turned out to be very simple. All the factoring companies he researched were open about their business practices and very friendly on the phone when he called. Customer service appeared to understand their company and explained in clear, concise English exactly how it all worked. He was quite happy to sign an exclusive contract. He liked the idea of a long term commitment so he knew he wouldn�t have to bother going back and forth to different companies and wasting time filing more forms. He was not charged for a credit check, and in addition he was offered a fuel advance on the pick-up of a load. Many companies offered a non-recourse factoring program that suited him just fine. Also he was happy to hear how much he was offered in terms of percentages on the freight bills. It was good money.
It was really refreshing dealing with the factoring people. They were extremely helpful and more personable than the bank staff. It seemed as though those bank people spoke another language, but these factoring guys knew the trucking business and spoke to him like a client, not like a beggar for a handout. The factoring companies didn�t worry over his credit and the debt troubles his father had had in the past of the company. Factoring was based on the credit of his customers and on their reliability which worked well for Samuel because he and his father had built up good strong relationships over decades with their list of clients. He knew immediately that there would not be any problems when they were contacted by the factoring company regarding their invoices. His clients wouldn't have any problems, nor would they think poorly of Bailey Trucking, because the factoring companies handle themselves in such a polite and professional manner, similar to the way his father had managed the business in the past.
Samuel stepped out of his office to let his secretary know to expect the arrival of the factoring contract shortly. He felt exhilarated by the new possibilities that would make the future of the company fun again and put the stress of the difficult times behind him. With the capabilities of this new cash flow, Samuel could actually expand Bailey Trucking Company further across the country and perhaps even go international into Canada. His heart felt full knowing his sons wouldn�t have to worry about money because of the right decisions he had made for their trucking business.
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�So, this is not a loan?� Andre Carter asked as he leaned back in his chair, crossing his legs. The woman sitting across the desk from Andre smiled at him, shaking her head.�Not quite,� she said.Andre Carter owned a small trucking company, and his business had recently fallen on difficult times. Trucking could be a profitable business, and for a little under a decade, it had been for Barry. He named his business Olson Trucking, named after Kevin and Wayne, his two grandfathers. Both of these men had been very hardworking and had set a great example for Barry.Disaster had struck half a year ago, when two trucks in Barry�s fifteen truck fleet went down. One was involved in a very costly accident, and the other simply rolled over, and headed to the trucking graveyard. Andre depended on his full fleet, and missing two trucks was devastating . In addition, he just didn't have the available cash to buy a new truck, plus repair the other one.A big problem a lot of trucking companies came across was how bills were paid in the industry. You could go a month or more before bills were completely paid off. In the long run, this wasn�t an issue, but if problems arose, you could find yourself in trouble.Andre was an excellent business man, and he certainly hadn't done anything wrong. Things had happened that he couldn't have predicted, and he had to figure out a way to keep his business from hurting, or even going under.And that's why he found himself across the desk from this woman. Andre knew she was employed by a Factoring company and that her name was Patsy. Andre had come across her company as he sat in his office late one night, pouring over the internet for some solution to his problem long after his employees had gone home.She sat there now, and explained. �It�s not a loan, we purchase your accounts receivable. We aren�t giving you money to be paid back later, we�re buying something from you, and you can buy it back when you can. This is a win-win situation: we're protected from a total loss, and you're protected from the ridiculous fees and charges you'd have to pay if you borrowed from a bank.Andre nodded. It sounded perfect - perhaps too good?.The woman laughed. �You look like you don�t believe me,� she said.�Oh no, I do: it just sounds too good to be true. I thought I was going to lose my company.�Patsy nodded. �We get that a lot. There's no way we want to see you lose your business. You work hard, you�ve put everything you can into it. We all need help sometimes. That's why we do what we do.��Well, I'm very grateful that you came to see me today.��It�s right down the road, usually we do it all online, but I didn�t mind swinging on by today,� said Patsy with a smile. �Let�s see what we can do to help you.�And right there and then they created a business profile. Andre filled the form out, with Patsy available to help him if he needed it. The completed profile gave Patsy and her company all the information they needed on Barry's business, and with this information they would determine if this business would in fact be suitable for Factoring. Unfortunately, not all companies are. Some were beyond factoring special brand of help, and sometimes things weren�t even dire enough for it. Listening as Andre filled out his form, Patsy was pretty sure he was a perfect candidate for factoring.When the form was done Patsy took it and slid it into her briefcase. She then stood, reached across the desk and shook Barry�s hand. He also stood up, and they smiled at each other. Andre walked Patsy to the door where they said 'Goodbye', then he went back into his office.All his staff members were there, all seven who worked in his office. Sitting behind his desk once more he could hear the familiar sounds of his office workers going about their daily business.He shut his eyes. He felt so drained: he had been flailing helplessly for so long, he just knew his business was going to collapse and probably take him with it. But now, after speaking to Patsy and learning all about Factoring, he felt such a huge relief, like someone had just lifted a huge weight off his shoulders. He relaxed into his chair, running his hand through his thick black hair with its telling streaks of grey.All those long, sleepless nights. The sudden panic attacks, not matter where he was. Already he could feel all the stress start to drain away. He knew it wasn't over yet and that there was still a way to go, but he could just feel everything start to change for him. He was there, he was on the right path, and he was working to make things right.Andre couldn�t help but think back to when he had first started the business. At twenty-two and straight out of school he had opened a restaurant. It had been really successful. Home cooking in his hometown, and he had done very well.But he had gotten bored. He wasn't passionate about the food industry. He thought long and hard, and then he decided to sell the restaurant. He took half a year off, and in that time he thought to start Olson Trucking. And that's exactly what he did. For the second time in his short life he created a company from the ground up. The business had been an instant success.And then the trucks went down, and his success looked to be in flux. He was about to turn fifty. He was concerned that he just didn't have the energy left to try and save the business. But he couldn�t give up. The idea of cutting his losses, shutting down, laying off his workers, it actually made him sick some nights. He didn�t know how to say quit.And now it seemed as though he wouldn't have to - all because of Factoring. Andre opened his eyes, sat forward, turned his computer on. He had lots to do. There would be plenty of time later to be thankful, but for now it was time to get back to work.
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Reasons why Trucking Establishments Make use of Factoring Companies.
As the manager of your own firm, you may perhaps be more than wary already of the hardship in making sure that capital matters do not become a difficulty down the line. Anyway, the most unfortunate thing that can possibly occur for your company is to find yourself involved in a long and hard predicament that leaves you forever searching for the finances you necessitate on an ongoing manner.
For just about any firm in this situation, the issue can come for waiting for work to clear up and actually be compensated into your balance. Statements, checks, and the like can take some time to actually to be taken care of which may leave you with momentary cash flow troubles. Luckily, there are solutions out there for establishments to investigate-- and just one of these is factoring firms.
Factoring companies will, in trade for your bill of sales, supply you with the cash money now to make sure that you don't need to worry about the lingering phase that could make paying the expenses and acquiring toolsmore complicated. With this sort of system, invoice factoring can become extremely useful for numerous businesses who have to get out of a cash ploy which they have found themselves in.
Due to the fact that, depending on the volume of the task, it can take up to 60 days for some enterprises to get paid then it's crucial to take care of your own back and certainly not leave yourself cash short to settle the costs. After all, how many establishments have two months cash flow just occupying there to deal with all their expenditures till they get paid?
This is primarily correct of truck establishments. They tend to take care of numbers of statements which means a serious quantity of collection period entails business owner themselves. Making an effort to get paid in time can come to be an unbelievable struggle and this is exactly why you use trucking factoring firms who are delighted to help out truckers primarily.
As all of us know, trucking is an exceptionally large business with lots of firms out there handling hundreds of vehicle drivers. The sad thing is, several of these drivers end up in money issues considering that they are still expecting work from six weeks earlier to actually pay them. When this is the scenario for a trucking organization, depending on factoring providers for aid may be the most ideal choice left.
This implies that a trucking business can provide the paychecks of the staff, keep all the vehicles refilled with gas and continue to escalate, thrive and expand without always waiting for the finances which is taking too prolonged to come in. Trucking Companies operating without a factoring system implemented are leaving themselves at notable risk, as rivals cash out promptly and go on to expand.
There's genuinely very little to be troubled about when it comes to using a Factoring business-- they usually are not like a bank or somebody who is going to leave you with a big mass of personal debt to pay back. You give them authentic invoices from job you have already finished , you are just speeding up the repayment system.
In the Usa, where trucking companies develop, factoring companies are not considered getting a loan in any capacity. This confidential settlement then allows both groups to profit and delight in a good future-- it provides the factoring company a warranted resource of earnings to add to the list and it supplies the trucking company the needed cash that they worked hard to obtain.
The trucking firm bestows their invoices to the factoring firm. The trucking factoring company then receive the payment amounts from the trucking company's customers. Factoring has been all around for hundreds of years and has been adopted for long times by a lot of different industries-- but none more so than truckers. While you could miss out on a small part of the money, something like 1-3 % depending on who you partner with, it signifies that you are getting the money today and can actually start off putting the funds to perform.
Once and for all, an IOU or an invoice is not going to cover expenditures, is it? For trucking enterprises when the funds can be excellent one day and gone the next, it's up to the drivers to work sensibly and to ascertain they are leaving themselves with a notable amount of time and money to get through the week till they are compensated once more.
So the next occasion your trucking business is enduring some temporary cash flow issues and you are investing way too much time chasing slowly paying clients, why not start taking into consideration using a factoring companies as a method to get your finances and give yourself a more worry-free future in the eyes of your trucking workers and your bank dividend?
Traditional Bank Loans
Finance through a bank loan is the normal, or traditional, way of financing your business. While these loans are handy they are not available to every business. For example, a fairly newly established business simply may not have the assets to readily get a loan from a bank, even if they do, the standard collateral for a business loan is the business itself, which means that if you cannot make your loan payment, you risk losing your entire business. Plus, the amount you apply for through the bank is the actual amount that you are going to receive. Once the loan is paid off, you can then apply for another loan if the need arises.
Trucking Factoring Companies
Trucking Factoring companies don't offer loans, and you don't go into debt when you get money from a Trucking Factoring company. Rather the financing you receive from a Trucking Factoring company is based on money your business has already earned, but have not yet received. The Trucking Factoring company purchases your accounts receivable, or part of them, for a certain percentage of their value - this is normally about 80-95%. The amount of finance you can receive will be based on the amount you have earned and the accounts receivable you are prepared to 'sell.' Once you have set up Trucking Factoring account it continues as long as you wish it too and the amount of money available to you even can grow as your business grows, giving you the ready cash you need to meet your own obligations.
Benefits of a Trucking Factoring Company Vs. A Bank Loan
Not every business can benefit from Trucking Factoring account financing because you have to have a business with accounts receivable, however there are many benefits for those who can access this type of finance.
1. There is no debt. You don't incur debt as you do with a bank loan because the Trucking Factoring company actually purchases your accounts receivable. This has many benefits including the fact, that this type of financing won't affect either your business credit rating or your personal credit rating. In the event that your business fails, you wouldn't have to be concerned about someone coming after your personal or your business assets in order to pay off a loan. With a bank loan, the debt goes onto your credit report, and even one late payment can adversely affect your businesses credit, and even the ability to get insurance and may even reflect upon your personal credit rating.
2. No Collateral Required. Another benefit of using a Trucking Factoring company instead of a traditional loan is that you aren't required to provide collateral to the Trucking Factoring company in order to secure financing, because the company �buys� the accounts receivables; not loans you money based on them. Plus, the state of your credit rating is not an issue; however the Trucking Factoring company will run a credit check on your clients whose accounts receivable are being offered for financing. This means that it's easier for new businesses to access the finance they need through a Trucking Factoring company, providing their accounts receivable are in good order. A bank may believe you haven't been in business long enough to be able to cover this risk.
3. Receive Your Money Faster. Using a Trucking Factoring company means that you'll get the finance quicker. The money will normally be in your account within 24 hours, once the Trucking Factoring company is confident that your customers� accounts are likely to be paid. Borrowing from a bank begins with vast amounts of paperwork, the loan must be underwritten, and this can take ages before you're notified if the loan has been approved.
4.Interest is Paid Up Front. Unlike a bank loan that continues to build interest that you have to pay the entire time you have your business loan with a Trucking Factoring company, you don't have to continue to pay interest as they take it right off the top, deducting it from the total amount of accounts receivable. So not only are you relieved of those monthly loan payments, but you also don't have to worry about the building up of interest, as every penny in the account is yours to spend on the business.
As you can see, there are several benefits that makes considering financing through a Trucking Factoring company over a traditional bank worthwhile. In addition, there are other benefits that a Trucking Factoring company can offer you, outside the scope of a bank. The most important benefits is that once you sell your accounts receivable to the factory company, you don't have to take time away from running your business to collect the money owed from reluctant to pay customers. Since these accounts belong to the Trucking Factoring company, this is now their job. Trucking Factoring companies are very good at collecting these debts, saving you the time and effort that you need to devote to your growing company.
In addition, since the Trucking Factoring company evaluates the credit quality of your customers prior to purchasing the accounts receivable you gain valuable information into which customers are likely to pay and which ones are not so likely to pay.A Trucking Factoring company is not the only method of gaining access to finance for the running and growing of your business, however it does offer a financing option well worth considering.